Atlas Budgeting / Explore

A FREE TOOL FROM ATLAS

Subscription cost calculator.

Small charges add up. Put weekly, monthly and yearly subscriptions on the same basis—and see what your share really costs. No sign-in needed.

Enter the full charge in US dollars, including any recurring taxes or fees. Use the same currency for every service. This tool does not convert currencies.

Subscription 1
1/25 entries

Sharing a bill? Include yourself in the number of people. Costs are split equally for this estimate. Leave 1 if you pay the full amount. Empty entries are ignored.

YOUR YEARLY SHARE · USD

$0.00

Add your first recurring cost to see the bigger picture.

Your monthly equivalent
$0.00
Full yearly cost, before sharing
$0.00

Planning estimates, not scheduled payments. Your entries stay in this page’s memory; they are not sent to Atlas or saved when you leave.

How the calculation works

For each service, multiply the cost per charge by the number of billing periods below. Add those annualized amounts for the full yearly cost. Divide by 12 for a monthly equivalent. If you share a service, divide that service’s annualized amount by the number of people before adding your personal total.

Billing periods used for planning estimates
You payMultiply each charge by
Every week52 per year
Every 2 weeks26 per year
Every month12 per year
Every 3 months4 per year
Every 6 months2 per year
Every year1 per year

Weekly and every-two-week estimates use 52 and 26 charges. A particular calendar year can contain 53 weekly or 27 biweekly payments, depending on the billing dates. This tool does not forecast individual charge dates.

A monthly equivalent is not your next bill

A service billed at $120 once a year has a $10 monthly equivalent. You still need $120 available when it renews. A $12 monthly service costs $144 over 12 months. These are illustrative subscription amounts, not Atlas Premium prices.

The calculator assumes every service stays active at the price you enter. Trials, prorated periods, future price changes, foreign exchange and cancellation fees are not included. Add recurring taxes to the charge if you know them, and check renewal terms with the provider.

What if someone else pays part of the bill?

Enter the full charge, then the total number of people sharing it, including you. A $120 yearly service split equally between three people contributes $40 to your yearly share. The provider may still collect the entire $120 from the account holder; this estimate does not arrange reimbursements.

Find the costs you might have missed

Check more than your most recent bank statement. Annual renewals, subscriptions billed through Apple and charges on another card can be easy to overlook. Follow the guide to finding recurring charges, then use the subscription review checklist to decide what to keep.

For ongoing tracking, explore Atlas for iPhone. The website calculator is free; the app is a free download with optional Premium features.