Bring your recurring costs into one view
A subscription tracker is useful when it answers three questions: what am I paying for, when does it renew, and do I still want it? Atlas brings recurring costs and upcoming charges together so you have a practical place to start.
Connect a supported financial account through Plaid to review detected recurring payments. You can also add a service manually with its amount, billing period and next charge date. Follow the guide to finding recurring charges to check your list. Manual tracking is useful for cash payments, accounts that are not supported, or services you want to review before linking a bank.
Compare the commitment, not just the last charge
A monthly membership and an annual renewal can look very different on a statement. A monthly equivalent helps compare the ongoing cost, while the renewal date tells you when the actual charge is due.
| Billing period | Recurring charge | Monthly equivalent |
|---|---|---|
| Monthly | $12.00 | $12.00 |
| Annual | $120.00 | $10.00 |
The annual service still charges $120 at renewal. The $10 figure is an estimate for comparison, not a separate monthly payment.
Try the free subscription cost calculator to compare your own billing periods and shared costs.
Review reminders and price changes
Keep charge dates up to date and choose notification preferences in Settings. Check that iPhone notification permissions are enabled. Reminders depend on the dates and information available to Atlas, so confirm a trial deadline or important renewal with the provider.
An activity signal can help you find a service worth reviewing. It cannot prove whether your household actually uses that service. Review the details before deciding to keep, change or cancel it.
Cancel with the provider, then update your record
Atlas offers cancellation guidance. It does not contact providers or cancel subscriptions on your behalf. Complete the provider’s process, keep its confirmation and check subsequent statements. Recording a cancellation in Atlas helps track projected savings; it does not stop billing by itself.
For a repeatable way to work through your list, follow the subscription review guide.
Start with a few services you know
Add your everyday subscriptions first, check their amounts and dates, then build out the rest. Bank history and detection vary by institution. A missing result does not prove that you have no other subscriptions.
Atlas is free to download, with optional Premium features and tracking limits shown in the app. Review Premium pricing before subscribing, or visit support for help getting started.